By the offplans.com Research Desk · Dubai
Financing costs are moving in buyers’ favour. Off-plan mortgages are being advertised from around 3.49% fixed for three years, against a wider market range of roughly 3.99–5.5%, according to Khaleej Times and Gulf News. Active lenders now include Emirates NBD, ADCB, Mashreq, FAB and HSBC.
Why it matters
Lower headline rates plus new off-plan mortgage products change the maths for buyers who once had to fund the construction period entirely from cash. It widens the pool of buyers who can enter, and lets investors leverage returns more efficiently.
Run the numbers with our rental-yield calculator, then explore off-plan projects with flexible plans.
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